We offer the following key Personal Banking Products:

   

 

You can enjoy maximum flexibility and convenience when you open a Current account with us. This account offers you:

Any number of transactions a day
No minimum balance fee
Statement of account at your desired frequency
Free cheque book
Any branch banking facility
Phone banking
Statement by Fax on demand
E-Cash 24 Hour banking		       
   

The Savings account allows you to have interest income on your deposit whilst the account can be used for your transaction purposes. You can draw a maximum number of two cheques per week; exceeding this number will forfeit the interest for the month.
 
We offer a competitive interest rate on the account. Also there is no requirement for a minimum balance to be maintained in the account to be eligible for the interest. Interest is applied to the account on half-yearly rests.
 
Our Savings Account also offer you:

No minimum balance fee
Statement of account at your desired frequency
Free cheque book
Any branch banking facility
Phone banking
Statement by Fax on demand
E-Cash 24 Hour banking

       
           
   



Our Short Term Deposit Account is a unique blend of flexibility and high return on your deposit. You can use this account like a current account whilst you earn interest on the account when the stipulated minimum balance is maintained in the account.

We offer a very competitive interest rate and the interest is calculated on a daily product basis. In addition to these you will also enjoy:

No limit to the number of withdrawals
No minimum balance fee
Statement of account at your desired frequency
Free cheque book
Any branch banking facility
Phone banking
Statement by Fax on demand
E-Cash 24 Hour banking

You can open Fixed Deposit accounts for 3 months, 6 months, 1 year or for longer term. We offer competitive interest rates. You can place your deposit under lien with us and take a loan, buy shares or open an overdraft account to meet your cash requirements. 

Interest rates on deposits vary from time to time. Please contact our branches for the latest rates.

 

       
   

Documents required to open an Account
An account opening form prescribed by the Bank must be completed in all cases including following documentation. Please note that in some cases additional documents may be required; our branches will assist you in this regard.
 
Individual Account

Two copies of photograph of the Account holder (s) duly attested by the introducer.

Account to be introduced by a person known to the Bank, usually an account holder.
   

Club / Society Account

Up to date list of office bearers.

Certified copy of Governing Body resolution for opening and operation of account.

Certified copy of Bye-Laws & regulations/constitution.

Copy of Government Approval (if registered).
   

Co-operative Society/ Private or Public Limited Companies

Copy of Bye-law duly certified by the Co-operative officer / Memorandum & Articles of Association duly certified by the Company Secretary or the Managing Director.

List of officer bearers.

Board Resolution authorising opening and operation of the account.

Certified copy of Certificate of Registration issued by registrar, Co-operative Society
/ Certificate of Commencement of business.
   

Educational Institutions / Government & Non-Government Organisations

Up to date list of Governing Body / Managing Committee.

Certified copy of the Governing Body / Managing Committee Resolution authorizing opening and operation of the account.

Certified copy of Government approval / registration as applicable.
   

Excel Account is the first of its kind in Bangladesh. A unique blend of all the flexibilities of a current account and provision for interest on daily balance, Excel Account also offers an overdraft facility to meet your urgent cash need.
Designed exclusively for the salaried executives, Excel Account offers a packaged solution to companies and organisations to process employee salaries and funding employee loans.
Excel Account is yet another addition to our commitment - Excellence in Banking.
 
Excel Account -Special features

       

Interest on Daily Balance
You can earn interest on your Excel Account. Interest is calculated on daily balance to provide you the maximum benefit.

Overdraft Facility
In order to meet your urgent cash needs we offer you an Overdraft facility equal to one month's gross salary. To avail this facility your salary must be at least Tk 10,000/- and it should be credited to your account with Dhaka Bank every month.

No Restriction On Withdrawal
You may conduct transactions on your account as many times as you wish. There is no restriction on number of withdrawals, nor there will be any charges or interest forfeiture due to the number of transactions.

No Minimum Balance Requirement
Excel Account does not have any minimum balance requirement.

Free ATM Card
Excel Account offers you a free ATM card It allows you to access your account for cash withdrawal, utility bill payment and other banking transactions 24 hours a day. Our ATM network is conveniently located at business districts, commercial and residential areas.

Phone Banking Facility*
You can now access your bank account over the telephone You can get information about your account at the touch of a button.

Who Can Open Excel Account?
Salaried Executives of reputed organisations can open an Excel Account with Dhaka Bank. However, the OD facility will be offered to the executives having a minimum monthly income of Tk.10,000/-.

How To Open the Account?
If you are working as an executive of a reputed organization you can apply for the Excel Account. It's a simple procedure All you have to do is to contact us and we will assist you in completing all the formalities.

 For further information call us at 9554514 Ext. 226 or 260 or 017-564921 or log on to our website www.dhakabank.info (keyword: Dhaka Bank).

Open an Excel Account today and enjoy the exclusive benefits.

 *This facility is available in selected branches only.