( Figures in million Taka )

  1997 1998 1999 2000 2001 2002
Authorised Capital 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00

1,000.00

Paid up Capital 110.00 132.00 275.88 275.88 303.47

379.34

Reserve Funds &
Other Reserve
22.47 36.75 62.42 170.73 357.67

516.11

Shareholders' Equity
(Capital & Reserve)
132.47 168.75 338.30 446.61 661.14

895.45

Deposits (Base & Bank) 4,045.67 5,299.07 7,503.26 10,749.41 17,705.85

16,854.01

Advances 1,530.26 2,692.31 3,843.35 5,414.86 9,944.10

10,761.35

Investments 284.17 371.39 557.95 813.73 1,274.46

1,950.28

Import Business 3,712.2 6,993.00 9,075.80 13,827.90 17,649.10

18,696.70

Export Business 1,067.90 1,934.00 3,299.30 6,494.00 6,182.50

6,110.20

Guarantee --- 389.39 530.09 887.80 2,123.09

1,579.09

Total Income 329.38 521.48 859.36 1,203.30 1,925.55

2,385.10

Total Expenditure 274.72 442.68 691.51 947.64 1,472.31 1,955.32
Operating Profit 66.14 110.45 230.15 330.75 561.69 628.21
Profit before Tax 54.66 78.8 167.85 255.66 453.24 429.78
Profit after Tax 33.52 47.28 94.64 173.17 290.39 234.31
Fixed Assets 61.61 77.25 6.01 21.85 32.84 105.67
Total Assets
(excluding contra)
4,634.38 6,804.55 9,606.79 1,1646.44 19,125.19 19,103.56
Number of Branches 8 11 12 14 17 18.00
Number of Employees 241 315 359 406 495 532.00
Number of Foreign Correspondent / Bank 126 271 325 413 416 420.00
 

 
Earning per Share (Tk.) 30.48 35.82 34.30 62.77 106.04  68.82
Dividend per Share (%)            
Cash Dividend 10% 10% 25% 25% 25% 20%
Bonus Share 10:1 10:1 --- 10:1 4:01 ---
Return on Equity (ROE) 25.30% 28.02% 27.98% 38.77% 43.92% 26.17
Return on Assets (ROA) 0.72% 0.69% 0.99% 1.49% 1.52% 1.23
Capital Adequacy Ratio (Required Rate is 8%) 12.76% 9.24% 13.00% 9.97% 8.22% 8.75
Non-performing loans as % of total advances 0.12% 2.02% 2.88% 1.72% 1.19% 2.48
Volume of Non-performing loans 1.84 54.34 110.6 93.16 118.75 267.86
Amount of Provision against classified loans 0.84 17.35 27.82 51.39 52.79 201.95
Amount of Provision against unclassified loans 15.19 26.14 37.02 52.95 100.80 108.96
Advance / Deposit Ratio 44.85% 57.82% 58.66% 57.94% 56.16% 63.85%