Personal Secured Loan facility offers you installment loan or overdraft limit against your deposit or investments. When you require cash to finance purchase of consumer durables, house renovations, marriages in the family, advance rental payments, emergency medical needs, travel or higher education abroad you do not have to break your savings - let it continue to earn the interest whilst the Personal Secured Loan / Overdraft facility will provide you the required cash flow to meet your needs.

       

 
The facility is offered against lien over the following types of securities:
 
Fixed Deposit in local or foreign currency held with us.
Sanchaya Patra or any other savings instruments / bonds issued by the Government of Bangladesh, Shares of listed companies, etc.
You can avail a credit limit up to 100% of your deposit or Government Savings Certificate or Bonds current encashment value.
   

Benefits
 
You can meet  emergency cash contingencies or short term commitments without encashing your long term investment.
You have the option to repay the loan in 12, 24, 36 or 48 months in equal monthly installments.
Installments will be auto debited from your personal accounts held with our bank.
The loan is offered at a very competitive rate.
The minimum loan amount must be Tk. 100,000.
   

It's been a long cherished desire to have your own home theatre or enjoy a vacation that you have been dreaming about with the family or many more such wishes. Dhaka Bank "Personal Loan" program has brought the opportunity to make these dreams come true.

Who can apply?
 
To apply for a Personal Loan you should be a Bangladeshi national …
At least 25 years of age
A minimum monthly verified family income of BDT 15,000.00.
      
Salaried employees with at-least 12 months of confirmed service
Self Employed Professionals having at least three years of continued practice in the area of profession
Businessmen with at least 3 years of continued operation in the line of business

How to apply?
 
Just call or visit your nearest branch of Dhaka Bank in Dhaka, Chittagong or Sylhet. You may also call our sales team at 0171-564920, 0171-564921, 0171-564922 , 011-830552 or our customer service at 9554514, 9571006-10 (ext. 273, 279, 280).

Loan Amount?

Scheme A - For Service Holders and Self Employed Professionals
Minimum Tk. 50,000.00 to Maximum Tk. 3,00,000.00.

Scheme B - Business Person and People with Property Income
Minimum Tk. 50,000.00 to Maximum Tk. 1,00,000.00

Loan tenor?

Personal Loan
 Monthly Repayment Schedule

Loan Amount

 12 24 36
75,000

6,912

3,781

-
100,000 9,216 5,041 -
150,000 13,824 7,562 -
200,000 18,432 10,082 7,332
300,000 27,647 15,132 10,997

Loan repayment?

Your monthly installment will be debited from your savings account with Dhaka Bank against the post dated cheques or auto-debit instruction obtained at the time of loan disbursement.

Early Settlement?

Early settlement of the loan is allowed after six months and guess what - there is no penalty for such pre-payments. Partial pre-payment of the loan is not allowed.

Fees?

2% of the loan amount will be realized in cash as processing fee prior to disbursement of the loan with a non-refundable verification fee of BDT 500 at the time of applying for the loan.
 

It's been a long and cherished desire to have a car of your own choice. The Dhaka Bank "Car Loan" program will fulfil your dreams.
 
Who can apply?

 To apply for the car loan you should be a Bangladeshi national …

At least 25 years of age
A minimum monthly family verified income of BDT 15,000.00.
Salaried employees with at-least 12 months of confirmed service
      
Self Employed Professionals having at least three years of continued practice in the area of profession
Businessmen with at least 3 years of continued operation in the line of business.

How to apply?

 Just call or visit your nearest branch of Dhaka Bank in Dhaka, Chittagong or Sylhet. You may also call our sales team at 011-830552, 0171-564920 or 0171-564922 or our customer service at 9554514, 9571006-10 (ext. 273, 279, 280).

Loan Amount?

Scheme A - For Service Holders and Self Employed Professionals
Maximum 70% of the car price ranging from Tk. 100,000 to Tk. 700,000. Registration, insurance and other expenses will be borne by the applicant.

Scheme B - Business Person and People with Property Income
100% of the car price ranging from Tk. 100,000 to Tk. 10,00,000 and guess what, you will also get 1% deduction in the interest rate. You have to provide Sanchay Patra or FDR amounting to 40% of the loan amount as security. Registration, insurance and other expenses will be borne by the applicant.

Loan tenor?

You can repay the loan in equal monthly installments (EMI) with the flexibility of choosing your loan tenure from 12, 24, 36, 48 and 60 installments. However maximum repayment installments allowed under the scheme is 48 for reconditioned cars and 60 for brand new cars.

Loan repayment?

Your monthly installment will be debited from your savings account with Dhaka Bank against the post dated cheques or auto-debit instruction obtained at the time of loan disbursement.

Early Settlement?

Early settlement of the loan is allowed after six months and guess what - there is no penalty for such pre-payments. Partial pre-payment of the loan is not allowed.

Fees?
2% of the loan amount will be realized in cash as processing fee prior to disbursement of the loan with a non-refundable verification fee of BDT 500 at the time of applying for the loan.